Friday, January 10, 2014

Bank Account Fears

I have a confession to make...I hate logging in to check our bank account balances.  It's a stress-filled event and (unfortunately) I usually put it off until I have to pay bills.

"But Jessica, you have an accounting degree, an MBA & work with finances all day at work?"

I know, I know, but it's a different beast to deal with your own finances!  Goodness knows, no one ever gets financially rich working for the Church.  Add to that some debt from Jesse's college days, rent & other adds up.  Not to mention, we've recently started the process of looking for a house & although we've never done it before, I guarantee that won't be cheap!

I've tried several different formats for managing our finances, most of which I copied from others.  But I was never able to stick with it.  So, I think it's time for me to come up with my own system.  Something simple, that doesn't require a lot of fiddling.  Jesse has given me control of managing our accounts, which I appreciate, but it's also intimidating to try & manage, so it's up to me to figure out what works.

My short-term goal is to get to a point where I don't cringe every time I log in to our online banking.  Long-term, I'd like to get more tucked away into savings & pay off some debts.

I'm posting about this not because I want pity for our financial state.  It's more like an accountability thing for myself.  If I post about it, I feel that I need to follow-through & even provide updates along the way of our successes!

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